Differences between a unified account and a classic account

Unified account (UTA) simplifies asset management by enabling multiple assets to be used as margin in different products with a single account.

This article explores the differences between a classic account and a unified account (UTA). We also recommend that traders try the unified account through demo trading to gain firsthand experience.

The Bitget unified account eliminates the hassle of managing multiple accounts. All trading—whether spot, margin, or USDT-M perpetual futures, USDC-M perpetual futures, and coin-M perpetual futures—occurs seamlessly within a single account, removing the need to transfer funds between accounts for different products. Unified account (UTA) simplifies your asset management system, allowing you to focus on trading strategies rather than managing account trivialities.

Unlike classic account, which requires specific assets for specific trading activities, unified account lets traders use various supported margin assets, converting them to USD for trading. This removes the need to hold settlement tokens for each trade, enhancing capital efficiency, flexibility, and overall trading efficiency.

Here are the primary differences:

	Classic account	Unified account (UTA)
Single-asset and multi-asset margin	Traders must hold specific assets related to the trading product in each account to participate. For example, USDT is required in the derivatives account to trade USDT-M futures.	Traders can use multiple supported coins as margin without the need for a specific settlement asset. For example, when holding BTC in a unified account (UTA), traders can use the required USDT worth of BTC as margin to place USDT-M futures orders.
Accounts to manage	1. Fiat account 2. Spot account 3. Margin account 4. Futures account	1. Fiat account 2. Unified account (UTA)

For more details, refer to Six key advantages of the unified account .

Both classic and unified accounts support all core trading products available on Bitget.

	Classic account	Unified account (UTA)
Spot	Supported	Supported
Margin
USDT-M perpetual
USDC-M perpetual
Coin-M perpetual

	Classic account	Unified account (UTA)
Margin mode	1. Isolated margin 2. Cross margin	1. Cross margin
Position mode	1. One-way mode 2. Hedging mode Long and short positions can have different leverage.	1. One-way mode 2. Hedging mode Long and short positions must have the same leverage.

Refer to What Is a unified account for detailed risk control rules.